Assessment & Dues: Dallas vs DeSoto
How do assessment & dues rules compare between Dallas, TX and DeSoto, TX?
Dallas and DeSoto have similar restriction levels.
Dallas, TX
Dallas County
Texas Property Code Chapter 209 governs HOA assessment collection in Dallas. Before an HOA can file a lien for unpaid assessments, it must provide a written notice of delinquency with the amount owed, late fees, and a 30-day cure period (Section 209.0062). HOAs must offer payment plans allowing repayment over at least 3 months. Foreclosure on an assessment lien requires a court order and is prohibited if the debt is solely for fines or attorney's fees.
View full Dallas rules →DeSoto, TX
Dallas County
TX Property Code Chapter 209 governs HOA assessments. Liens allowed for unpaid assessments but foreclosure requires specific procedures including notice and payment plan offers. County has no role.
View full DeSoto rules →Key Facts Comparison
| Fact | Dallas | DeSoto |
|---|---|---|
| Notice Required | Written 30-day delinquency notice before lien | - |
| Payment Plans | Must be offered, minimum 3-month repayment | - |
| Foreclosure | Requires court order (Section 209.0092) | Allowed with procedures |
| No Foreclosure For | Debts consisting solely of fines or attorney's fees | - |
| Governing Law | Texas Property Code Chapter 209 | - |
| State Law | - | TX Property Code Ch. 209 |
| Lien Authority | - | TX Property Code Section 209.0041 |
| County Role | - | None |
Highlighted rows indicate differences between cities.
Dallas FAQ
Can my Dallas HOA foreclose on my home for unpaid dues?
Only with a court order and only if the debt includes unpaid assessments (not solely fines or attorney's fees). The HOA must first provide 30-day written notice and offer a payment plan of at least 3 months.
Does my HOA have to offer a payment plan for delinquent assessments?
Yes. Under Texas Property Code Section 209.0062, the HOA must offer a payment plan allowing repayment over at least 3 months before pursuing further collection action.
DeSoto FAQ
Can my HOA foreclose for unpaid dues?
Yes, but Texas law requires specific notice procedures, court oversight, and the HOA must offer a payment plan before filing suit.
What is the maximum interest on unpaid HOA dues?
The lesser of 18% or the rate specified in the HOA's dedicatory instruments.
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