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Short-Term Rentals in Rochester, NY (2026)

6 verified short-term rentals rules for Rochester, New York, sourced directly from the municipal code and official government pages.

Verified from official government sources

Permit Requirements

Rochester requires a Short-Term Rental Permit for all STR operations. The initial permit fee is $490 with $100 annual renewals. Only owner-occupied units may operate as STRs, and rentals are limited to 90 days per year. Annual inspections are required.

Rochester Short-Term Rental Permit Requirements

Heavy Restrictions

Noise Rules

Rochester STR guests must observe quiet hours from 10 PM to 7 AM in accordance with Chapter 75 of the municipal code. STR operators are responsible for informing guests of noise rules. Repeated noise violations can jeopardize the STR permit.

Rochester Short-Term Rental Noise Regulations

Heavy Restrictions

Taxes & Fees

Rochester STR hosts must pay a 5% occupancy tax to the Monroe County Treasurer's Office plus New York State and local sales tax. The combined tax burden on STR income is significant. The annual permit fee is $100 after the initial $490 application.

Rochester Short-Term Rental Taxes & Fees

Heavy Restrictions

Parking Rules

Rochester STR properties must provide adequate parking for guests. Off-street parking requirements apply based on the number of bedrooms. Guest vehicles must not block sidewalks, fire hydrants, or create congestion in residential neighborhoods.

Rochester Short-Term Rental Parking Requirements

Some Restrictions

Occupancy Limits

Rochester caps short-term rental occupancy at two persons per legal bedroom plus two additional persons per unit, with a hard ceiling of 12 persons total. Operators must hold a City of Rochester STR permit and rentals are limited to owner-occupied dwellings.

short-term-rentals/occupancy-limits

Some Restrictions

Insurance Requirements

The City of Rochester requires every Short-Term Rental Permit applicant to submit proof of liability insurance covering the rental as part of the application. Standard homeowner policies typically exclude commercial short-term rental activity, so a commercial STR endorsement or dedicated STR liability policy is generally needed.

short-term-rentals/insurance-requirements

Some Restrictions

Looking for Monroe County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Rochester city rules.

Short-Term Rentals in Monroe County