Insurance Requirements: Anaheim vs Huntington Beach
How do insurance requirements rules compare between Anaheim, CA and Huntington Beach, CA?
Huntington Beach has fewer restrictions than Anaheim.
Anaheim, CA
Orange County
Anaheim's short-term rental program under AMC Chapter 4.05 requires operators to maintain adequate liability insurance. STR permits are limited to 277 existing units. New STR permits are no longer available.
View full Anaheim rules →Huntington Beach, CA
Orange County
Huntington Beach requires STR operators to maintain liability insurance as a condition of their permit under HBMC Chapter 5.120. The STR permit application fee is $624. All operators must comply with insurance and operational requirements.
View full Huntington Beach rules →Key Facts Comparison
| Fact | Anaheim | Huntington Beach |
|---|---|---|
| Insurance | Required for permit | Liability insurance required |
| Permit Cap | 277 total | - |
| New Permits | Not available | - |
| Code | AMC Ch. 4.05 | - |
| Permit Fee | - | $624 |
| Zone 1 | - | Hosted STR only |
| Zone 2 (Sunset Beach) | - | Hosted and unhosted |
| TOT + TBID | - | 10% + 6% |
Highlighted rows indicate differences between cities.
Anaheim FAQ
What insurance do Anaheim STR operators need?
General liability insurance covering short-term rental activity is required for permit maintenance. Standard homeowner policies typically exclude STR coverage.
Can I get a new STR permit in Anaheim?
No. New STR permits are no longer issued. Only 277 existing permits (approved before 2016) are allowed to operate.
Huntington Beach FAQ
Do I need insurance for an STR in Huntington Beach?
Yes. Liability insurance is required as a condition of the STR permit under HBMC Chapter 5.120.
What is the STR permit fee?
The application fee is $624.
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