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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Arlington vs Cambridge

How do assessment & dues rules compare between Arlington, MA and Cambridge, MA?

Arlington and Cambridge have similar restriction levels.

Arlington, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Arlington rules β†’

Cambridge, MA

Middlesex County

Heavy Restrictions

Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.

View full Cambridge rules β†’

Key Facts Comparison

FactArlingtonCambridge
StatuteMGL c.183A s.6MGL c.183A s.6
Super-lienUp to 6 months priority-
Share basisPercentage interest-
Special assessmentsBylaw-governed-
Collection venueHousing or Superior Court-
Super-Lien-6 months priority
Allocation-Per percentage interest
Late Interest-Typically 12-18%
Foreclosure-Available remedy

Highlighted rows indicate differences between cities.

Arlington FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

Cambridge FAQ

What is the super-lien?

Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.

Can the association foreclose?

Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.

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