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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Arlington vs Lowell

How do assessment & dues rules compare between Arlington, MA and Lowell, MA?

Arlington and Lowell have similar restriction levels.

Arlington, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Arlington rules β†’

Lowell, MA

Middlesex County

Heavy Restrictions

Lowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6 months of unpaid common charges that takes priority over a first mortgage.

View full Lowell rules β†’

Key Facts Comparison

FactArlingtonLowell
StatuteMGL c.183A s.6MGL c.183A s.6
Super-lienUp to 6 months priority-
Share basisPercentage interest-
Special assessmentsBylaw-governed-
Collection venueHousing or Superior Court-
Super-priority lien-6 months over mortgage
Assessment basis-Unit percentage interest
Withholding allowed-No, pay under protest

Highlighted rows indicate differences between cities.

Arlington FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

Lowell FAQ

Can I withhold my condo fee for poor service?

No. Courts require payment regardless of disputes; recover damages in a separate action.

What is the 6-month super-priority lien?

Up to 6 months of unpaid condo fees take priority over a first mortgage in foreclosure.

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