Insurance Requirements: Atlanta vs Roswell
How do insurance requirements rules compare between Atlanta, GA and Roswell, GA?
Atlanta has fewer restrictions than Roswell.
Atlanta, GA
Fulton County
Atlanta short-term rental licensees must maintain liability insurance of at least $1,000,000 per occurrence covering the rental activity. Proof must be provided at application and kept current.
View full Atlanta rules →Roswell, GA
Fulton County
Every Roswell STR operator must carry General Commercial Liability insurance and provide proof at registration. The city must typically be listed as an additionally insured party.
View full Roswell rules →Key Facts Comparison
| Fact | Atlanta | Roswell |
|---|---|---|
| Minimum Coverage | $1,000,000 per occurrence | - |
| Platform Coverage | Accepted if primary | - |
| Proof Required | At application and ongoing | - |
| Homeowner Policy | Usually excludes STR use | - |
| Code | Ch. 30, Art. VIII | Roswell Ord. 2024-05-09 |
| Policy Type | - | General Commercial Liability |
| When Required | - | At STR registration |
Highlighted rows indicate differences between cities.
Atlanta FAQ
Roswell FAQ
Does my homeowner's insurance cover Airbnb hosting in Roswell?
Usually no - most homeowner's policies exclude commercial activity. Roswell requires General Commercial Liability insurance separately from homeowner's coverage for STR registration.
Does Airbnb's host liability satisfy Roswell's insurance rule?
It can, if the coverage qualifies as General Commercial Liability and lists the city as additionally insured. The host should confirm policy terms with both the platform and the city before registering.
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