Auburn vs Kirkland
How do assessment & dues rules compare between Auburn, WA and Kirkland, WA?
Auburn has fewer restrictions than Kirkland.
Auburn, WA
King County
Washington RCW 64.90 governs HOA assessments for Auburn associations. Boards must follow budget procedures, provide notice, and may levy special assessments with member consent in some cases.
View full Auburn rules →Kirkland, WA
King County
Kirkland HOA dues, special assessments, and collection procedures follow RCW 64.90, which caps late fees and sets strict lien and foreclosure procedures.
View full Kirkland rules →Key Facts Comparison
| Fact | Auburn | Kirkland |
|---|---|---|
| Governing law | RCW 64.90.525 | - |
| Budget ratification | Auto unless rejected | - |
| Super-lien | 6 months per RCW 64.90.485 | - |
| Special assessments | Member approval typical | - |
| Collection | Can include foreclosure | - |
| Primary statute | - | RCW 64.90 WUCIOA |
| Interest cap | - | 12 percent per year |
| Late fee | - | About 10 percent typical |
| Lien priority | - | 6 months over mortgage |
| Special assessment | - | Member vote typical |
Highlighted rows indicate differences between cities.
Auburn FAQ
Can my HOA raise dues without a vote?
Often yes for the regular budget (it becomes effective unless members reject it at a meeting). Special assessments usually need a member vote per governing documents.
Can the HOA foreclose for unpaid dues?
Yes, under RCW 64.90.485 the association has lien rights and can foreclose for unpaid assessments, though most pursue payment plans first.
Kirkland FAQ
Can my HOA raise dues without member approval?
Regular annual budget increases can occur if ratified under the declaration process, but special assessments for non-routine projects typically require a member vote.
Can the HOA foreclose for unpaid dues?
Yes under RCW 64.90, but only after proper delinquency notice, opportunity to cure, and judicial process; courts strongly favor payment plans and will not allow foreclosure for trivial amounts without proper process.
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