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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Auburn vs Seattle

How do assessment & dues rules compare between Auburn, WA and Seattle, WA?

Auburn and Seattle have similar restriction levels.

Auburn, WA

King County

Some Restrictions

Washington RCW 64.90 governs HOA assessments for Auburn associations. Boards must follow budget procedures, provide notice, and may levy special assessments with member consent in some cases.

View full Auburn rules β†’

Seattle, WA

King County

Some Restrictions

HOA assessments in Seattle are governed by WUCIOA (RCW 64.90). Associations must adopt an annual budget and may levy regular and special assessments. Special assessments require member approval unless the declaration provides otherwise. Assessment liens are priority liens for up to six months of unpaid assessments, taking priority over first mortgages.

View full Seattle rules β†’

Key Facts Comparison

FactAuburnSeattle
Governing lawRCW 64.90.525-
Budget ratificationAuto unless rejected-
Super-lien6 months per RCW 64.90.485-
Special assessmentsMember approval typical-
CollectionCan include foreclosure-
Budget Notice-30 days before fiscal year start
Priority Lien-Up to 6 months unpaid assessments
Default Interest Rate-12% per year if not specified
Collection Costs-Reasonable attorney fees recoverable
Lien Notice-30 days written notice required

Highlighted rows indicate differences between cities.

Auburn FAQ

Can my HOA raise dues without a vote?

Often yes for the regular budget (it becomes effective unless members reject it at a meeting). Special assessments usually need a member vote per governing documents.

Can the HOA foreclose for unpaid dues?

Yes, under RCW 64.90.485 the association has lien rights and can foreclose for unpaid assessments, though most pursue payment plans first.

Seattle FAQ

Can a Seattle HOA place a lien on my home for unpaid dues?

Yes. Under RCW 64.90.485, the association has a statutory lien for unpaid assessments. Up to six months of unpaid assessments constitute a priority lien that takes precedence over first mortgages.

How much notice is required before an HOA assessment lien?

The association must provide at least 30 days written notice before recording an assessment lien against a unit.

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