Pawnbrokers: Austin vs Pflugerville
How do pawnbrokers rules compare between Austin, TX and Pflugerville, TX?
Austin, TX
Travis County
Texas Finance Code Chapter 371 licenses pawnbrokers through the Office of Consumer Credit Commissioner, capping fees, requiring 30-day minimum redemption, and mandating police transaction reports; Austin pawnshops also follow the secondhand-dealer reporting and zoning rules.
View full Austin rules →Pflugerville, TX
Travis County
No data available yet for Pflugerville.
Key Facts Comparison
| Fact | Austin | Pflugerville |
|---|---|---|
| Statute | TX Finance Code Ch. 371 | - |
| Regulator | Office of Consumer Credit Commissioner | - |
| Redemption minimum | 30 days | - |
| Asset minimum | $25,000 net | - |
| Reporting | Daily LeadsOnline to APD | - |
Highlighted rows indicate differences between cities.
Austin FAQ
How much can an Austin pawnshop charge in fees?
Texas Finance Code Section 371.183 caps service charges by loan size, totaling roughly 240 percent annualized on small loans. Charges above the schedule void the loan and trigger OCCC enforcement.
When can a pawnshop sell unredeemed items?
After the 30-day loan period plus a 60-day grace period without redemption or extension, the pledged item is forfeited and the pawnshop may sell it under Section 371.157.
Pflugerville FAQ
No FAQs available.
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