Insurance Requirements: Austin vs Pflugerville
How do insurance requirements rules compare between Austin, TX and Pflugerville, TX?
Pflugerville has fewer restrictions than Austin.
Austin, TX
Travis County
Austin STR licensees must carry at least $1 million in liability coverage specifically endorsed for short-term rental use, per City Code Chapter 25-2 Subchapter E. Proof of insurance is submitted with the annual license application and must remain in force throughout the license term.
View full Austin rules →Pflugerville, TX
Travis County
Travis County does not require STR liability insurance. Austin requires proof of $1M liability insurance for Type 2/3 licenses. Platforms provide host protection programs (Airbnb AirCover $1M, Vrbo Liability Insurance).
View full Pflugerville rules →Key Facts Comparison
| Fact | Austin | Pflugerville |
|---|---|---|
| - | - | |
| County requirement | - | None |
| Austin minimum | - | $1M liability |
| HO policy | - | Usually excludes STR |
| Airbnb AirCover | - | $1M secondary |
| Recommended | - | Commercial STR rider |
Highlighted rows indicate differences between cities.
Austin FAQ
Pflugerville FAQ
Who enforces this in Travis County?
Travis County code enforcement at (512) 854-4260 handles most complaints.
Who enforces this in Travis County?
Travis County code enforcement at (512) 854-4260 handles most complaints.
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