Assessment & Dues: Ayer vs Lowell
How do assessment & dues rules compare between Ayer, MA and Lowell, MA?
Ayer and Lowell have similar restriction levels.
Ayer, MA
Middlesex County
Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.
View full Ayer rules →Lowell, MA
Middlesex County
Lowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6 months of unpaid common charges that takes priority over a first mortgage.
View full Lowell rules →Key Facts Comparison
| Fact | Ayer | Lowell |
|---|---|---|
| Statute | MGL c.183A s.6 | MGL c.183A s.6 |
| Super-lien | Up to 6 months priority | - |
| Share basis | Percentage interest | - |
| Special assessments | Bylaw-governed | - |
| Collection venue | Housing or Superior Court | - |
| Super-priority lien | - | 6 months over mortgage |
| Assessment basis | - | Unit percentage interest |
| Withholding allowed | - | No, pay under protest |
Highlighted rows indicate differences between cities.
Ayer FAQ
Can my condo foreclose over unpaid fees?
Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.
Do fees survive foreclosure?
Up to six months of unpaid common expenses have priority over the first mortgage.
Lowell FAQ
Can I withhold my condo fee for poor service?
No. Courts require payment regardless of disputes; recover damages in a separate action.
What is the 6-month super-priority lien?
Up to 6 months of unpaid condo fees take priority over a first mortgage in foreclosure.
Compare other topics
See how Ayer and Lowell compare on other ordinance categories.
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