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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Bay Hill vs Ocoee

How do assessment & dues rules compare between Bay Hill, FL and Ocoee, FL?

Ocoee has fewer restrictions than Bay Hill.

Bay Hill, FL

Orange County

Heavy Restrictions

Orange County HOAs collect assessments per FL §720.308. Late assessments accrue interest up to 18 percent, late fees up to greater of $25 or 5 percent. Unpaid assessments become lien on property; HOA can foreclose.

View full Bay Hill rules →

Ocoee, FL

Orange County

Some Restrictions

Ocoee HOA assessments are governed by FL §720.308: budgets approved annually, assessments due per declaration, late fees up to 25 dollars or 5 percent, and interest up to 18 percent on delinquent amounts.

View full Ocoee rules →

Key Facts Comparison

FactBay HillOcoee
State LawFL §720.3085FL §720.308
Interest18 percent max-
Late FeeGreater of $25 or 5 percent25 dollars or 5%
Notice45 days lien, 45 days foreclosure-
ForeclosureAvailable remedyAllowed
Interest Cap-18%
Lien-FL §720.3085

Highlighted rows indicate differences between cities.

Bay Hill FAQ

Who enforces this in Orange County?

Orange County code enforcement at (407) 836-3111 handles complaints.

Who enforces this in Orange County?

Orange County code enforcement at (407) 836-3111 handles complaints.

Ocoee FAQ

Can my HOA foreclose on my home?

Yes. Under FL §720.3085 HOAs can foreclose on liens for unpaid assessments after statutory notice periods.

Who enforces this in Ocoee?

Ocoee code enforcement at (407) 905-3100 handles complaints.

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