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🏘️ HOA Rules/Assessment & Dues

Bellevue vs Kirkland

How do assessment & dues rules compare between Bellevue, WA and Kirkland, WA?

Bellevue has fewer restrictions than Kirkland.

Bellevue, WA

King County

Some Restrictions

Bellevue HOA assessments are governed by RCW 64.90 (WUCIOA) or RCW 64.38, allowing regular dues, special assessments, and liens with limits on rate increases and notice.

View full Bellevue rules →

Kirkland, WA

King County

Heavy Restrictions

Kirkland HOA dues, special assessments, and collection procedures follow RCW 64.90, which caps late fees and sets strict lien and foreclosure procedures.

View full Kirkland rules →

Key Facts Comparison

FactBellevueKirkland
--
Primary statute-RCW 64.90 WUCIOA
Interest cap-12 percent per year
Late fee-About 10 percent typical
Lien priority-6 months over mortgage
Special assessment-Member vote typical

Highlighted rows indicate differences between cities.

Bellevue FAQ

Kirkland FAQ

Can my HOA raise dues without member approval?

Regular annual budget increases can occur if ratified under the declaration process, but special assessments for non-routine projects typically require a member vote.

Can the HOA foreclose for unpaid dues?

Yes under RCW 64.90, but only after proper delinquency notice, opportunity to cure, and judicial process; courts strongly favor payment plans and will not allow foreclosure for trivial amounts without proper process.

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