Flood Zones: Bellevue vs Redmond
How do flood zones rules compare between Bellevue, WA and Redmond, WA?
Bellevue and Redmond have similar restriction levels.
Bellevue, WA
King County
Bellevue regulates development in FEMA Special Flood Hazard Areas under LUC 20.25H.150. Properties near Kelsey Creek, Coal Creek, and Lake Washington shoreline may require elevation and floodplain permits.
View full Bellevue rules →Redmond, WA
King County
Redmond participates in the NFIP and regulates construction in FEMA Special Flood Hazard Areas along Bear Creek, Evans Creek, and the Sammamish River. Critical areas code adds 1-2 ft freeboard.
View full Redmond rules →Key Facts Comparison
| Fact | Bellevue | Redmond |
|---|---|---|
| - | - | |
| Program | - | NFIP participant |
| Main floodplains | - | Bear Creek and Sammamish River |
| Freeboard | - | 1-2 ft above BFE |
| Substantial improvement | - | 50% rule applies |
Highlighted rows indicate differences between cities.
Bellevue FAQ
Redmond FAQ
Is my Redmond property in a flood zone?
Properties along the Sammamish River, Bear Creek, and Evans Creek may be in a FEMA SFHA; check the FIRM or call Redmond Planning.
Do I need flood insurance in Redmond?
Mortgage lenders require it for any federally backed loan on property inside a Special Flood Hazard Area; outside the SFHA it is optional.
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