Bergenfield vs Ridgewood
How do flood zones rules compare between Bergenfield, NJ and Ridgewood, NJ?
Bergenfield and Ridgewood have similar restriction levels.
Bergenfield, NJ
Bergen County
Bergenfield regulates construction in special flood hazard areas through Chapter 161, requiring elevation of new and substantially improved structures above the base flood elevation plus one foot.
View full Bergenfield rules →Ridgewood, NJ
Bergen County
Ridgewood adopted Chapter 154 Floodplain Management Regulations by Ordinance 3865 in 2021, governing development inside designated flood hazard areas.
View full Ridgewood rules →Key Facts Comparison
| Fact | Bergenfield | Ridgewood |
|---|---|---|
| Code Chapter | Chapter 161 | - |
| FIRM Panels | 34003C0184H, 0192H, 0211H | - |
| Freeboard | Base flood elevation plus 1 foot | - |
| Adopted | May 17, 1988 | - |
| Code chapter | - | Chapter 154 |
| Adopting ordinance | - | No. 3865 (2021) |
| CRS rating | - | Class 6 |
| Administrator | - | Village Engineer |
Highlighted rows indicate differences between cities.
Bergenfield FAQ
How high must my Bergenfield home be elevated in a flood zone?
New and substantially improved residential structures in A or AE zones must have their lowest floor, including basement, at or above the base flood elevation plus one foot of freeboard.
How do I know if my property is in a flood zone?
Check FIRM panels 34003C0184H, 0192H, or 0211H referenced in Bergenfield's Chapter 161, or contact the borough construction official for a flood zone determination before building.
Ridgewood FAQ
How do I find out if my Ridgewood property is in a flood zone?
FEMA flood maps and studies are on file at the Village Engineer's office at 131 North Maple Avenue, and staff can confirm zone status.
Does Ridgewood's CRS rating affect my flood insurance?
Yes. Ridgewood's Class 6 CRS rating provides a 20% discount on flood insurance premiums for properties in designated flood hazard areas.
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