Insurance Requirements: Boulder City vs North Las Vegas
How do insurance requirements rules compare between Boulder City, NV and North Las Vegas, NV?
Boulder City and North Las Vegas have similar restriction levels.
Boulder City, NV
Clark County
Boulder City does not require STR liability insurance because STRs are banned citywide. Long-term landlords should carry standard landlord or rental dwelling policies.
View full Boulder City rules →North Las Vegas, NV
Clark County
North Las Vegas requires a minimum of 500,000 dollars in liability insurance for licensed short-term rentals. Proof must be provided at application and maintained continuously while the Conditional Use Permit is active.
View full North Las Vegas rules →Key Facts Comparison
| Fact | Boulder City | North Las Vegas |
|---|---|---|
| STR Status | Prohibited — no insurance program | - |
| AB 363 Reference | Common 500k liability floor | - |
| Long-term Owners | Landlord dwelling policy recommended | - |
| Homeowners Policy | Verify rental coverage | - |
| Enforcement | Up to 500 dollars per day STR fine | - |
| Minimum Coverage | - | 500,000 dollars |
| Type | - | Liability |
| Proof | - | Certificate at application |
| Homeowners | - | Often excludes STR |
| Authority | - | Ord. 3127, AB 363 |
Highlighted rows indicate differences between cities.
Boulder City FAQ
Do I need short-term rental insurance in Boulder City?
No, because STRs are banned. Long-term landlords should carry a standard landlord policy and ensure their homeowners insurance allows rental use.
What insurance is typical in Nevada cities that allow STRs?
Under AB 363, many Nevada jurisdictions require at least 500,000 dollars of liability coverage per STR. Boulder City does not, since STRs are prohibited.
North Las Vegas FAQ
How much STR insurance do I need in North Las Vegas?
A minimum of 500,000 dollars in liability coverage under Ordinance 3127. Proof must be filed with the city and maintained continuously while the permit is active.
Does my regular homeowners policy count?
Usually not. Standard homeowners policies often exclude commercial rental activity. Most hosts need a dedicated short-term rental endorsement or commercial liability policy.
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