Cambridge vs Lowell
How do assessment & dues rules compare between Cambridge, MA and Lowell, MA?
Cambridge and Lowell have similar restriction levels.
Cambridge, MA
Middlesex County
Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.
View full Cambridge rules →Lowell, MA
Middlesex County
Lowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6 months of unpaid common charges that takes priority over a first mortgage.
View full Lowell rules →Key Facts Comparison
| Fact | Cambridge | Lowell |
|---|---|---|
| Statute | MGL c.183A s.6 | MGL c.183A s.6 |
| Super-Lien | 6 months priority | - |
| Allocation | Per percentage interest | - |
| Late Interest | Typically 12-18% | - |
| Foreclosure | Available remedy | - |
| Super-priority lien | - | 6 months over mortgage |
| Assessment basis | - | Unit percentage interest |
| Withholding allowed | - | No, pay under protest |
Highlighted rows indicate differences between cities.
Cambridge FAQ
What is the super-lien?
Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.
Can the association foreclose?
Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.
Lowell FAQ
Can I withhold my condo fee for poor service?
No. Courts require payment regardless of disputes; recover damages in a separate action.
What is the 6-month super-priority lien?
Up to 6 months of unpaid condo fees take priority over a first mortgage in foreclosure.
Compare other topics
See how Cambridge and Lowell compare on other ordinance categories.
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