Skip to main content
CityRuleLookup
🏠 Short-Term Rentals/Night Caps

Night Caps: Cambridge vs Lowell

How do night caps rules compare between Cambridge, MA and Lowell, MA?

Lowell has fewer restrictions than Cambridge.

Cambridge, MA

Middlesex County

Heavy Restrictions

Cambridge does not impose a specific annual night cap but restricts non-owner-occupied operations entirely and requires the owner to maintain primary residence at least 9 months per year.

View full Cambridge rules β†’

Lowell, MA

Middlesex County

Few Restrictions

Massachusetts does not impose a statewide cap on STR nights, but Lowell may limit non-owner-occupied rentals through zoning, and the state law defines STRs as stays of 31 nights or less.

View full Lowell rules β†’

Key Facts Comparison

FactCambridgeLowell
Annual Night CapNone specific-
Primary Residence9 months per year-
Non-Owner-OccupiedProhibited-
Owner-Occupied 2-3 FamilyAdditional units allowed-
Revocation TriggerLoss of primary residency-
State night cap-None
STR definition-31 days or less
Local caps-Possible via ZBA conditions
Owner-occupied preference-Common in MA cities

Highlighted rows indicate differences between cities.

Cambridge FAQ

Is there a 90-night limit?

No, Cambridge does not cap nights but requires 9 months of owner occupancy annually.

Can I rent year-round?

Only if you maintain primary residence; investor-only STRs are not permitted in Cambridge.

Lowell FAQ

Is there a limit on how many nights I can rent in Lowell?

No citywide cap currently, but zoning and ZBA conditions may limit non-owner-occupied rentals.

When is a rental no longer an STR?

Stays of 32 or more consecutive days are not subject to MA STR registration or room excise.

Want to add a third city?

Use our full comparison tool to compare up to three cities.

Open Comparison Tool