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🏠 Short-Term Rentals/Permit Requirements

Permit Requirements: Cambridge vs Pepperell

How do permit requirements rules compare between Cambridge, MA and Pepperell, MA?

Cambridge and Pepperell have similar restriction levels.

Cambridge, MA

Middlesex County

Heavy Restrictions

Cambridge requires all short-term rentals to be owner-occupied and registered with the city under the 2018 STR ordinance, with inspections and annual renewal mandatory.

View full Cambridge rules β†’

Pepperell, MA

Middlesex County

Heavy Restrictions

Middlesex County must comply with MA STR law (MGL c.64G). State registry mandatory. Hosts must carry $1M liability insurance. Municipal licensing may apply.

View full Pepperell rules β†’

Key Facts Comparison

FactCambridgePepperell
Ordinance Year2018-
Owner-OccupiedRequired-
Investor RentalsProhibited-
State RegistrationMGL c.64G required-
RenewalAnnual-
State Registry-Mandatory (MA DOR)
Insurance-$1M liability required
Local License-Check Middlesex County requirements
State Law-MGL c.64G

Highlighted rows indicate differences between cities.

Cambridge FAQ

Can I rent out a property I do not live in?

No, Cambridge requires STRs to be owner-occupied or in an owner-occupied 2-3 family building.

Where do I register?

Register with the Cambridge Inspectional Services Department and with the MA DOR for state tax purposes.

Pepperell FAQ

Do I need to register?

Yes. MA requires mandatory state STR registration through DOR plus any Middlesex County local licensing requirements.

Do I need insurance?

Yes. MA law requires STR hosts to carry $1 million in liability insurance.

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