Cambridge vs Somerville
How do assessment & dues rules compare between Cambridge, MA and Somerville, MA?
Cambridge and Somerville have similar restriction levels.
Cambridge, MA
Middlesex County
Massachusetts condos levy common expense assessments under MGL c.183A s.6, and unpaid fees create a super-lien that takes priority over most mortgages for up to 6 months of charges.
View full Cambridge rules →Somerville, MA
Middlesex County
Somerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a priority lien under s.6(c) senior to most mortgages for 6 months.
View full Somerville rules →Key Facts Comparison
| Fact | Cambridge | Somerville |
|---|---|---|
| Statute | MGL c.183A s.6 | - |
| Super-Lien | 6 months priority | - |
| Allocation | Per percentage interest | Per percentage interest |
| Late Interest | Typically 12-18% | - |
| Foreclosure | Available remedy | - |
| Governing Statute | - | MGL c.183A s.6 |
| Super Lien | - | 6 months priority over mortgage |
| Notice | - | 60 days before super-lien |
| Contact | - | Somerville 311 or (617) 625-6600 |
Highlighted rows indicate differences between cities.
Cambridge FAQ
What is the super-lien?
Up to 6 months of unpaid condo fees plus costs get priority over first mortgages under MA law.
Can the association foreclose?
Yes, associations can foreclose on unpaid assessment liens through the courts or by statutory sale.
Somerville FAQ
Can my Somerville condo impose a special assessment?
Yes, if the bylaws authorize it. Most bylaws allow the board to assess needed capital improvements or emergency repairs, sometimes requiring owner approval above a threshold.
What happens if I do not pay my condo fees?
The association can file a super-lien for up to 6 months of fees plus costs that takes priority over your mortgage, then foreclose if unpaid.
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