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🏠 Short-Term Rentals/Permit Requirements

Permit Requirements: Cambridge vs Somerville

How do permit requirements rules compare between Cambridge, MA and Somerville, MA?

Cambridge and Somerville have similar restriction levels.

Cambridge, MA

Middlesex County

Heavy Restrictions

Cambridge requires all short-term rentals to be owner-occupied and registered with the city under the 2018 STR ordinance, with inspections and annual renewal mandatory.

View full Cambridge rules β†’

Somerville, MA

Middlesex County

Heavy Restrictions

Somerville requires all short-term rentals (rentals under 32 days) to register with the city, comply with owner-occupancy requirements, and pay combined 11.7% state and local room occupancy taxes under MGL c.64G.

View full Somerville rules β†’

Key Facts Comparison

FactCambridgeSomerville
Ordinance Year2018-
Owner-OccupiedRequired-
Investor RentalsProhibited-
State RegistrationMGL c.64G required-
RenewalAnnual-
Registration-Annual city registration required
Owner-Occupancy-Primary residence generally required
State Tax-5.7% MGL c.64G
Local Tax-6% Somerville local option
Contact-Somerville 311 or (617) 625-6600

Highlighted rows indicate differences between cities.

Cambridge FAQ

Can I rent out a property I do not live in?

No, Cambridge requires STRs to be owner-occupied or in an owner-occupied 2-3 family building.

Where do I register?

Register with the Cambridge Inspectional Services Department and with the MA DOR for state tax purposes.

Somerville FAQ

Can I run a Somerville Airbnb in a property I do not live in?

Generally no. Somerville restricts STRs to owner-occupied homes. Investor-owned STRs face significant limits or outright prohibition depending on zone.

How much tax do I owe on Somerville STR income?

A combined 11.7% room occupancy tax applies (5.7% state plus 6% local). Platforms may collect the state portion, but you remain responsible for registration and any gaps.

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