Assessment & Dues: Carmichael vs Citrus Heights
How do assessment & dues rules compare between Carmichael, CA and Citrus Heights, CA?
Carmichael and Citrus Heights have similar restriction levels.
Carmichael, CA
Sacramento County
California HOA assessments are governed by Civil Code 5605. Regular increases over 20 percent or special assessments over 5 percent require member approval.
View full Carmichael rules →Citrus Heights, CA
Sacramento County
HOA assessments in Citrus Heights are regulated by California Civil Code §5600-5740 under Davis-Stirling. Boards can increase regular assessments up to 20% annually without member vote; larger increases and special assessments over 5% of budget require a majority member vote.
View full Citrus Heights rules →Key Facts Comparison
| Fact | Carmichael | Citrus Heights |
|---|---|---|
| Regular Cap | 20 percent without vote | - |
| Special Cap | 5 percent without vote | - |
| Late Fees | 10 percent or 10 dollars | - |
| Interest | 12 percent annual | - |
| State Law | Civil Code 5605 | CC §5600-5740 |
| Regular Increase Cap | - | 20% without vote |
| Special Assessment Cap | - | 5% of budget without vote |
| Late Fee Cap | - | 10% or $10 |
| Foreclosure Threshold | - | $1,800 or 12 months |
Highlighted rows indicate differences between cities.
Carmichael FAQ
Can the board raise dues 25 percent this year?
Not without a member vote. Civil Code 5605 caps unilateral increases at 20 percent of prior year.
When can the HOA foreclose?
Assessments must be delinquent over 1800 dollars or 12 months before non-judicial foreclosure under Civil Code 5720.
Citrus Heights FAQ
Can my HOA raise dues 50% in one year?
Not without a member vote. Civil Code §5605 limits regular increases to 20% annually without member approval.
Can my HOA foreclose on my home for unpaid dues?
Only if the delinquency exceeds $1,800 or is more than 12 months past due under Civil Code §5720, and only after required notices and procedures.
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