Carrollton vs Dallas
How do flood zones rules compare between Carrollton, TX and Dallas, TX?
Carrollton and Dallas have similar restriction levels.
Carrollton, TX
Dallas County
Carrollton enforces FEMA flood zone development standards. Properties in Special Flood Hazard Areas face elevation requirements, flood insurance mandates, and construction restrictions.
View full Carrollton rules →Dallas, TX
Dallas County
Dallas Development Code Chapter 51A, Article V (Floodplain and Escarpment Zone Regulations) regulates development in the 1% annual chance (100-year) floodplain. All residential and commercial development in the regulatory floodplain is reviewed by the city before permits are issued. Property owners may need fill permits and floodplain alteration permits before construction. The ordinance meets or exceeds FEMA NFIP minimum criteria under 44 CFR Part 60.3(d). Dallas participates in the Community Rating System for flood insurance discounts.
View full Dallas rules →Key Facts Comparison
| Fact | Carrollton | Dallas |
|---|---|---|
| SFHA Zones | Elevation required | - |
| Insurance | Required in flood zones | - |
| Floodway | No fill or structures | - |
| Topic | Flood Zones | - |
| Code Section | - | Ch. 51A, Art. V (Floodplain Regulations) |
| Standard | - | 1% annual chance (100-year) floodplain |
| FEMA Compliance | - | Meets 44 CFR Part 60.3(d) |
| Permits | - | Fill permit and floodplain alteration permit may be required |
| NFIP | - | Participates in Community Rating System |
Highlighted rows indicate differences between cities.
Carrollton FAQ
Is my property in a flood zone?
Check FEMA Flood Map Service Center or contact Carrollton planning department. Flood maps are updated periodically and your zone may have changed.
Do I need flood insurance?
Flood insurance is required for federally-backed mortgages in Special Flood Hazard Areas. Even outside SFHA zones, flood insurance is recommended.
Dallas FAQ
Can I build in a Dallas floodplain?
Development in the regulatory floodplain requires city review and may need fill permits and floodplain alteration permits under Article V. All construction must meet or exceed FEMA NFIP criteria.
How do I check if my property is in a flood zone?
Contact Dallas Water Utilities Stormwater Operations or check FEMA flood maps. The city reviews all development in the 1% annual chance floodplain before issuing permits.
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