Carrollton vs Garland
How do assessment & dues rules compare between Carrollton, TX and Garland, TX?
Carrollton and Garland have similar restriction levels.
Carrollton, TX
Dallas County
TX Property Code Chapter 209 governs HOA assessments. Liens allowed for unpaid assessments but foreclosure requires specific procedures including notice and payment plan offers. County has no role.
View full Carrollton rules →Garland, TX
Dallas County
Garland does not regulate HOA assessments or collection. Texas Property Code Chapter 209 governs notice, payment plans, and foreclosure procedures.
View full Garland rules →Key Facts Comparison
| Fact | Carrollton | Garland |
|---|---|---|
| State Law | TX Property Code Ch. 209 | Tex. Prop. Code 209.0062, 209.0091 |
| Lien Authority | TX Property Code Section 209.0041 | - |
| Foreclosure | Allowed with procedures | Judicial only (TX) |
| County Role | None | - |
| Payment Plan | - | Min. 3 months required |
| City Role | - | None |
Highlighted rows indicate differences between cities.
Carrollton FAQ
Can my HOA foreclose for unpaid dues?
Yes, but Texas law requires specific notice procedures, court oversight, and the HOA must offer a payment plan before filing suit.
What is the maximum interest on unpaid HOA dues?
The lesser of 18% or the rate specified in the HOA's dedicatory instruments.
Garland FAQ
Can my HOA foreclose on my home?
In Texas, HOAs must obtain a court order for assessment lien foreclosure under Property Code 209.0092. Pre-foreclosure notice requirements apply.
Does Garland cap HOA dues?
No. The City does not regulate HOA assessment amounts.
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