Assessment & Dues: Castaic vs El Monte
How do assessment & dues rules compare between Castaic, CA and El Monte, CA?
Castaic has fewer restrictions than El Monte.
Castaic, CA
Los Angeles County
The Davis-Stirling Act regulates HOA assessments in LA County. Regular assessments may increase up to 20% annually without member vote. Special assessments exceeding 5% of budget require majority member approval.
View full Castaic rules →El Monte, CA
Los Angeles County
El Monte has no local HOA assessment ordinance. Assessment increases, collection, and lien rights are governed by the California Davis-Stirling Act, including Civil Code Sections 5600-5740, which cap regular assessment increases at 20% per year and special assessments at 5% of budgeted gross expenses without a member vote.
View full El Monte rules →Key Facts Comparison
| Fact | Castaic | El Monte |
|---|---|---|
| Max Annual Increase | 20% without vote | - |
| Special Assessment | 5% budget cap | - |
| Late Fee Cap | 10% or $10 | - |
| Interest Cap | 12% annually | - |
| Lien Threshold | $1,800 | - |
| Annual Increase Cap (no vote) | - | 20% (Civ. Code §5605) |
| Special Assessment Cap (no vote) | - | 5% of budgeted expenses |
| Foreclosure Threshold | - | $1,800 OR 12+ months delinquent |
| Pre-Lien Notice Period | - | 30 days |
Highlighted rows indicate differences between cities.
Castaic FAQ
How much can my HOA raise dues without a vote?
HOA boards can increase regular assessments up to 20% per year without a member vote under Civil Code §5605. Increases exceeding 20% require majority member approval.
Can my HOA foreclose for unpaid dues?
Yes, but only for delinquent assessments exceeding $1,800 or overdue for more than 12 months. Strict notice and hearing requirements under Civil Code §5700–5735 must be followed.
El Monte FAQ
Can my El Monte HOA raise dues more than 20% in one year?
Not without a member vote. Civil Code §5605 limits regular assessment increases to 20% over the prior year absent a majority vote of a quorum.
How much do I have to owe before my HOA can foreclose?
Under Civil Code §5720, the HOA cannot foreclose unless the delinquent assessment is at least $1,800 (excluding fees, interest, and costs) or more than 12 months past due.
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