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🌍 Environmental Rules/Flood Zones

Flood Zones: Chelsea vs Revere

How do flood zones rules compare between Chelsea, MA and Revere, MA?

Chelsea and Revere have similar restriction levels.

Chelsea, MA

Suffolk County

Heavy Restrictions

Chelsea has significant flood risk: 15% of the city is currently in SFHA (Zone AE near Chelsea Creek and Island End River); projected to reach 34% by 2081. FEMA revised Flood Insurance Rate Maps effective March 16, 2016. NFIP participation required; flood insurance mandatory for federally backed mortgages in SFHA.

View full Chelsea rules β†’

Revere, MA

Suffolk County

Heavy Restrictions

Revere has extreme flood risk: 598 repetitive loss structures with over $8 million in NFIP claims since 1978. The city borders the Atlantic Ocean and Revere Beach Boulevard. Significant portions of the city are in SFHA (Zone AE). FEMA FIRM active. Flood insurance mandatory for federal mortgage holders in SFHA. MA Building Code requires BFE + 1 ft elevation in A Zones.

View full Revere rules β†’

Key Facts Comparison

FactChelseaRevere
SFHA Coverage15% of city (Zone AE)-
FIRM DateEffective March 16, 2016-
Primary HazardChelsea Creek / Island End River flooding-
InsuranceMandatory in SFHA for federal mortgages-
Repetitive Loss-598 structures / $8M+ in claims
Zone AE-Coastal and low-lying areas of city
Elevation Req.-BFE + 1 ft (A Zones) / BFE + 2 ft (V Zones)
NFIP Policies-2,237+ active policies

Highlighted rows indicate differences between cities.

Chelsea FAQ

Is my property in a flood zone in Chelsea?

Chelsea has significant flood risk: 15% of the city is currently in SFHA (Zone AE near Chelsea Creek and Island End River); projected to reach 34% by 2081. FEMA revised Flood Insurance Rate Maps effective March 16, 2016. NFIP participation required; flood insurance mandatory for federally backed...

Do I need flood insurance in Chelsea?

SFHA Coverage: 15% of city (Zone AE). FIRM Date: Effective March 16, 2016. Primary Hazard: Chelsea Creek / Island End River flooding. Insurance: Mandatory in SFHA for federal mortgages.

Revere FAQ

Is my property in a flood zone in Revere?

Revere has extreme flood risk: 598 repetitive loss structures with over $8 million in NFIP claims since 1978. The city borders the Atlantic Ocean and Revere Beach Boulevard. Significant portions of the city are in SFHA (Zone AE). FEMA FIRM active. Flood insurance mandatory for federal mortgage...

Do I need flood insurance in Revere?

Repetitive Loss: 598 structures / $8M+ in claims. Zone AE: Coastal and low-lying areas of city. Elevation Req.: BFE + 1 ft (A Zones) / BFE + 2 ft (V Zones). NFIP Policies: 2,237+ active policies.

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