Citrus Heights vs Rancho Cordova
How do assessment & dues rules compare between Citrus Heights, CA and Rancho Cordova, CA?
Citrus Heights has fewer restrictions than Rancho Cordova.
Citrus Heights, CA
Sacramento County
HOA assessments in Citrus Heights are regulated by California Civil Code §5600-5740 under Davis-Stirling. Boards can increase regular assessments up to 20% annually without member vote; larger increases and special assessments over 5% of budget require a majority member vote.
View full Citrus Heights rules →Rancho Cordova, CA
Sacramento County
HOA assessments in Rancho Cordova are governed by Civil Code 5600-5740. Annual regular assessment increases are capped at 20 percent without member vote (Civil Code 5605), and special assessments in a fiscal year are capped at 5 percent of the budgeted gross expenses without member approval. Delinquent assessments accrue interest and can lead to liens and foreclosure under strict procedures.
View full Rancho Cordova rules →Key Facts Comparison
| Fact | Citrus Heights | Rancho Cordova |
|---|---|---|
| Regular Increase Cap | 20% without vote | - |
| Special Assessment Cap | 5% of budget without vote | 5 percent per CC 5605 |
| Late Fee Cap | 10% or $10 | - |
| Foreclosure Threshold | $1,800 or 12 months | 1,800 or 12 months per CC 5720 |
| State Law | CC §5600-5740 | - |
| Annual Cap (board only) | - | 20 percent per CC 5605 |
| Late Fee | - | Greater of 10 or 10 percent per CC 5650 |
| Interest | - | Up to 12 percent annually |
Highlighted rows indicate differences between cities.
Citrus Heights FAQ
Can my HOA raise dues 50% in one year?
Not without a member vote. Civil Code §5605 limits regular increases to 20% annually without member approval.
Can my HOA foreclose on my home for unpaid dues?
Only if the delinquency exceeds $1,800 or is more than 12 months past due under Civil Code §5720, and only after required notices and procedures.
Rancho Cordova FAQ
Can my HOA raise dues 30 percent without a vote?
No. Civil Code 5605 caps board-only increases at 20 percent. Larger increases require member approval.
Can the HOA foreclose over a 500 dollar delinquency?
Not through non-judicial foreclosure. Civil Code 5720 requires at least 1,800 dollars or 12 months delinquent.
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