Host Platform Liability: Dearborn vs Detroit
How do host platform liability rules compare between Dearborn, MI and Detroit, MI?
Dearborn has fewer restrictions than Detroit.
Dearborn, MI
Wayne County
Wayne County does not impose direct liability on platforms like Airbnb or Vrbo, but Michigan PA 2024-12 and city ordinances place compliance burdens on hosts, including transient lodging tax remittance and rental licensing duties enforced at the municipal level.
View full Dearborn rules →Detroit, MI
Wayne County
Airbnb, VRBO, and similar booking platforms operating in Detroit must verify each listing carries an active BSEED registration number before accepting bookings, and must remit occupancy taxes directly under MI Public Act 2024-12.
View full Detroit rules →Key Facts Comparison
| Fact | Dearborn | Detroit |
|---|---|---|
| County lodging tax | 5 percent | - |
| State law | PA 2024-12 | - |
| Platform role | Tax collection only | - |
| Liability | Primarily on host | - |
| Validation API | - | Required pre-booking |
| Tax remittance | - | Direct to MI Treasury |
| Public display | - | Registration number on listing |
| Per-booking fine | - | $5,000 unregistered |
Highlighted rows indicate differences between cities.
Dearborn FAQ
Is Airbnb responsible if a guest is hurt at my Wayne County rental?
Usually not. Michigan premises liability places primary responsibility on the property owner. Airbnb host protection coverage may apply, but hosts should carry their own STR-specific insurance.
Does the platform handle all my Wayne County taxes?
Partially. Platforms often remit Michigan use tax automatically, but Wayne County lodging tax and city-specific fees may still require host action depending on the listing location.
Detroit FAQ
Are platforms responsible if a host lies about registration?
Platforms must validate via the BSEED API. If validation passes but the host later lies, the platform avoids liability. If they skip validation, they are jointly liable.
Does PA 2024-12 preempt Detroit's STR ordinance?
No. Michigan Public Act 2024-12 sets a baseline registration framework but explicitly preserves local authority to impose stricter caps, primary-residence rules, and enforcement mechanisms.
Compare other topics
See how Dearborn and Detroit compare on other ordinance categories.
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