Insurance Requirements: Delray Beach vs Jupiter
How do insurance requirements rules compare between Delray Beach, FL and Jupiter, FL?
Delray Beach and Jupiter have similar restriction levels.
Delray Beach, FL
Palm Beach County
Delray Beach requires STR operators to carry commercial liability insurance of at least 1,000,000 dollars per occurrence naming the city as a certificate holder under Ch. 118. Proof must be submitted at registration.
View full Delray Beach rules →Jupiter, FL
Palm Beach County
Jupiter STR registration requires proof of liability insurance of at least $500,000 per occurrence covering the vacation rental use, consistent with FL §509.032 allowances. Standard homeowner policies typically exclude STR activity.
View full Jupiter rules →Key Facts Comparison
| Fact | Delray Beach | Jupiter |
|---|---|---|
| Minimum | 1,000,000 dollars liability | - |
| Certificate | Names city as holder | - |
| Homeowner Policy | Usually excludes STR | - |
| Airbnb/Vrbo | Platform coverage accepted | - |
| Flood | Recommended separately | Recommended |
| Minimum Coverage | - | $500,000 per occurrence |
| Proof | - | At registration |
| HO Policy | - | Usually excludes STR |
Highlighted rows indicate differences between cities.
Delray Beach FAQ
Does my homeowners policy cover Airbnb guests in Delray Beach?
Usually not. Standard HO-3 policies exclude short-term rental activity. A commercial endorsement or STR policy is required.
Who enforces this in Delray Beach?
Delray Beach code enforcement at (561) 243-7000 handles complaints.
Jupiter FAQ
Who enforces this in Jupiter?
Jupiter code enforcement at (561) 746-5134 handles complaints.
Who enforces this in Jupiter?
Jupiter code enforcement at (561) 746-5134 handles complaints.
Compare other topics
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