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Cottage Food Operations: Fort Collins vs Loveland

How do cottage food operations rules compare between Fort Collins, CO and Loveland, CO?

Fort Collins and Loveland have similar restriction levels.

Fort Collins, CO

Larimer County

Few Restrictions

Fort Collins permits certain homemade food products to be sold directly to consumers under cottage food laws. Products must be non-potentially hazardous and properly labeled.

View full Fort Collins rules β†’

Loveland, CO

Larimer County

Few Restrictions

Loveland residents may sell homemade cottage foods under the Colorado Cottage Foods Act (CRS 25-4-1614), which permits direct-to-consumer sales of non-potentially-hazardous foods (baked goods, jams, jellies, honey, candies, spices, dehydrated produce, nuts, flour, eggs up to 250 dozen/month) with no state license, no permit, and no kitchen inspection. Producers must complete an approved food safety training course before the first sale and follow strict labeling rules. Sales of each individual product are capped at $10,000 net per calendar year. Loveland's UDC Division 18.02.06 home occupation standards still apply locally.

View full Loveland rules β†’

Key Facts Comparison

FactFort CollinsLoveland
AllowedBaked goods, jams, candy-
Revenue CapVaries by state-
LabelingRequired with allergens-
InspectionGenerally not required-
State Law-Colorado Cottage Foods Act, CRS 25-4-1614
Per-Product Sales Cap-$10,000 net per calendar year
State License-None required
State Permit / Inspection-None required
Food Safety Training-Required before first sale (CDPHE-approved)
Allowed Products-Baked goods, jams, honey, candies, spices, dehydrated produce, nuts, eggs (250 doz/mo)
Prohibited-Meat, fish, dairy, cream pies, cheesecakes, low-acid canned goods
Sales Venues-Direct-to-consumer in CO only (no mail/shipping)
Local Zoning-Loveland UDC Division 18.02.06 still applies

Highlighted rows indicate differences between cities.

Fort Collins FAQ

Can I sell homemade baked goods from my home?

Yes, under cottage food laws in most areas. Fort Collins allows certain shelf-stable foods sold directly to consumers with proper labeling.

Do I need a commercial kitchen?

No, cottage food laws allow production in your home kitchen without commercial inspection, within revenue limits.

Loveland FAQ

Can I sell home-baked goods from my Loveland home?

Yes, under the Colorado Cottage Foods Act (CRS 25-4-1614). You may sell baked goods, jams, jellies, honey, candies, spices, dehydrated produce, nuts, flour, and whole eggs (up to 250 dozen per month) directly to consumers without a state license, permit, or kitchen inspection. Before your first sale you must complete a CDPHE-approved food safety training course. Every product must be labeled with the producer's name and address, ingredients in descending order by weight (with sub-ingredients), net weight in U.S. and metric units, major allergen declaration, production date, and the verbatim required disclaimer. Sales must be in-person and direct-to-consumer in Colorado - mailing or shipping via USPS/UPS/FedEx is prohibited. Each individual product is capped at $10,000 net sales per calendar year. Loveland UDC Division 18.02.06 home occupation standards still apply locally.

Can I sell home-canned salsa or pickles in Loveland?

Pickled fruits and vegetables and other acid-preserved items are typically allowed under the Colorado Cottage Foods Act only if they meet the law's non-potentially-hazardous criteria (proper pH, water activity, and processing). Low-acid canned goods (green beans, corn, meat, fish) are prohibited under the Cottage Foods Act because of botulism risk. Salsa and similar acidified products require careful pH verification; CDPHE recommends consulting the Colorado State University Extension or CDPHE before selling acidified canned goods. Selling prohibited products triggers stop-sale orders and embargo by the Larimer County Department of Health and Environment.

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