Fort Lee vs Ridgewood
How do flood zones rules compare between Fort Lee, NJ and Ridgewood, NJ?
Fort Lee and Ridgewood have similar restriction levels.
Fort Lee, NJ
Bergen County
Fort Lee participates in the National Flood Insurance Program and enforces flood damage prevention rules in FEMA-mapped special flood hazard areas.
View full Fort Lee rules →Ridgewood, NJ
Bergen County
Ridgewood adopted Chapter 154 Floodplain Management Regulations by Ordinance 3865 in 2021, governing development inside designated flood hazard areas.
View full Ridgewood rules →Key Facts Comparison
| Fact | Fort Lee | Ridgewood |
|---|---|---|
| Program | NFIP participating community | - |
| Elevation | BFE plus NJ freeboard | - |
| Substantial Improvement | 50% rule applies | - |
| Certificates | Elevation cert required | - |
| Code chapter | - | Chapter 154 |
| Adopting ordinance | - | No. 3865 (2021) |
| CRS rating | - | Class 6 |
| Administrator | - | Village Engineer |
Highlighted rows indicate differences between cities.
Fort Lee FAQ
How do I know if my Fort Lee property is in a flood zone?
Check the FEMA Flood Map Service Center using your address; Fort Lee's Floodplain Administrator can also confirm zone designations and applicable elevation requirements.
What is the substantial improvement rule?
If improvements or repairs equal or exceed 50% of the building's market value, the entire structure must meet current flood code, including elevation requirements.
Ridgewood FAQ
How do I find out if my Ridgewood property is in a flood zone?
FEMA flood maps and studies are on file at the Village Engineer's office at 131 North Maple Avenue, and staff can confirm zone status.
Does Ridgewood's CRS rating affect my flood insurance?
Yes. Ridgewood's Class 6 CRS rating provides a 20% discount on flood insurance premiums for properties in designated flood hazard areas.
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