Garfield vs Hackensack
How do flood zones rules compare between Garfield, NJ and Hackensack, NJ?
Garfield and Hackensack have similar restriction levels.
Garfield, NJ
Bergen County
Garfield Chapter 146 Flood Damage Prevention regulates construction in special flood hazard areas, requiring anchoring, Uniform Construction Code compliance, and variance review with penalties up to $2,000 per violation.
View full Garfield rules →Hackensack, NJ
Bergen County
Bergen County participates in the National Flood Insurance Program through its municipalities. Flood hazard areas are regulated by NJDEP under the Flood Hazard Area Control Act, with stricter freeboard requirements after 2024 amendments.
View full Hackensack rules →Key Facts Comparison
| Fact | Garfield | Hackensack |
|---|---|---|
| Code Chapter | Chapter 146 Sections 1-88 | - |
| Maximum Fine | $2,000 per violation | - |
| Maximum Jail | 90 days | - |
| Required Standard | Anchored construction | - |
| Reference Code | Uniform Construction Code | - |
| Statute | - | N.J.S.A. 58:16A-50 |
| Rule | - | N.J.A.C. 7:13 |
| Freeboard | - | Two feet above DFE |
| Major basins | - | Passaic, Hackensack, Saddle |
Highlighted rows indicate differences between cities.
Garfield FAQ
What permits do I need to build in a Garfield flood zone?
Construction in special flood hazard areas requires a development permit under Chapter 146 plus Uniform Construction Code permits. All structures must be anchored and meet flood-resistant design standards.
What happens if I violate Garfield's flood ordinance?
Violators face fines up to $2,000, imprisonment up to 90 days, or both, for each violation. The city may also order removal or modification of noncompliant construction.
Hackensack FAQ
What is the new freeboard requirement in Bergen County?
Under the 2024 Inland Flood Protection Rule, structures in flood hazard areas must be elevated at least two feet above the design flood elevation, using climate-adjusted maps.
Do I need a state flood permit for residential work?
Possibly. NJDEP requires Flood Hazard Area Permits for construction, fill, or vegetation removal within regulated flood hazard or riparian zones. Check with NJDEP Land Use.
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