Garfield vs Ridgewood
How do flood zones rules compare between Garfield, NJ and Ridgewood, NJ?
Garfield and Ridgewood have similar restriction levels.
Garfield, NJ
Bergen County
Garfield Chapter 146 Flood Damage Prevention regulates construction in special flood hazard areas, requiring anchoring, Uniform Construction Code compliance, and variance review with penalties up to $2,000 per violation.
View full Garfield rules →Ridgewood, NJ
Bergen County
Ridgewood adopted Chapter 154 Floodplain Management Regulations by Ordinance 3865 in 2021, governing development inside designated flood hazard areas.
View full Ridgewood rules →Key Facts Comparison
| Fact | Garfield | Ridgewood |
|---|---|---|
| Code Chapter | Chapter 146 Sections 1-88 | - |
| Maximum Fine | $2,000 per violation | - |
| Maximum Jail | 90 days | - |
| Required Standard | Anchored construction | - |
| Reference Code | Uniform Construction Code | - |
| Code chapter | - | Chapter 154 |
| Adopting ordinance | - | No. 3865 (2021) |
| CRS rating | - | Class 6 |
| Administrator | - | Village Engineer |
Highlighted rows indicate differences between cities.
Garfield FAQ
What permits do I need to build in a Garfield flood zone?
Construction in special flood hazard areas requires a development permit under Chapter 146 plus Uniform Construction Code permits. All structures must be anchored and meet flood-resistant design standards.
What happens if I violate Garfield's flood ordinance?
Violators face fines up to $2,000, imprisonment up to 90 days, or both, for each violation. The city may also order removal or modification of noncompliant construction.
Ridgewood FAQ
How do I find out if my Ridgewood property is in a flood zone?
FEMA flood maps and studies are on file at the Village Engineer's office at 131 North Maple Avenue, and staff can confirm zone status.
Does Ridgewood's CRS rating affect my flood insurance?
Yes. Ridgewood's Class 6 CRS rating provides a 20% discount on flood insurance premiums for properties in designated flood hazard areas.
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