Insurance Requirements: Glendale vs Peoria
How do insurance requirements rules compare between Glendale, AZ and Peoria, AZ?
Glendale and Peoria have similar restriction levels.
Glendale, AZ
Maricopa County
Arizona state law (ARS 9-500.39) and Glendale's short-term rental ordinance (Section 29.1-41) require STR operators to maintain appropriate insurance. While Arizona preempts most local STR regulation, the city requires emergency contact registration and compliance with health and safety standards. STR platforms like Airbnb provide host protection insurance, but operators should carry their own liability coverage.
View full Glendale rules →Peoria, AZ
Maricopa County
Peoria's STR ordinance (No. 2022-20) requires operators to obtain a free permit and comply with safety standards. Standard homeowner's insurance may exclude STR activity. Platform insurance (Airbnb/VRBO) provides limited coverage. Personal STR insurance recommended. TPT license and taxes required.
View full Peoria rules →Key Facts Comparison
| Fact | Glendale | Peoria |
|---|---|---|
| State Law | ARS 9-500.39 preempts most local STR regulation | ARS 9-500.39 |
| City Ordinance | Section 29.1-41 - registration required | - |
| Platform Insurance | Airbnb/VRBO provide host protection (limited) | Limited coverage |
| Homeowner's Policy | May exclude commercial/STR activity | May exclude STR activity |
| TPT Rate | 15.7% combined (TPT + transient tax) | - |
| TPT License | Required from AZ DOR with region code GE | - |
| Ordinance | - | No. 2022-20 (October 2022) |
| Permit | - | Free, required |
| TPT | - | License and taxes required |
Highlighted rows indicate differences between cities.
Glendale FAQ
Do I need special insurance for a short-term rental in Glendale?
While not specifically mandated by city ordinance, standard homeowner's insurance may exclude STR activity. You should obtain specialized STR insurance or a commercial rider.
Does Airbnb insurance cover me?
Airbnb provides host protection insurance, but it has coverage limits and exclusions. Carrying your own liability policy is strongly recommended.
What taxes do I need to pay on STR income in Glendale?
Glendale STRs are subject to a combined 15.7% TPT rate. You need a TPT license from the Arizona Department of Revenue with region code GE.
Peoria FAQ
Do I need insurance for a Peoria STR?
While not mandated at a specific level, standard homeowner's insurance likely excludes STR activity. Specialized coverage is recommended.
Is the Peoria STR permit free?
Yes. Peoria's STR permit is free but required.
What taxes apply?
You need a TPT license from the Arizona Department of Revenue and must collect applicable taxes.
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