Flood Zones: Grove City vs Westerville
How do flood zones rules compare between Grove City, OH and Westerville, OH?
Grove City and Westerville have similar restriction levels.
Grove City, OH
Franklin County
Grove City participates in the National Flood Insurance Program (CID 390170). FEMA FIRM panels effective June 17, 2008 identify Special Flood Hazard Areas along Big Darby Creek, Hellbranch Run, and Darby Creek tributaries. Floodplain development requires a permit under Codified Ordinances Chapter 1395.
View full Grove City rules →Westerville, OH
Franklin County
Westerville is a FEMA NFIP participant community (CID 390174). Alum Creek runs through the west side of the city, creating Zone AE special flood hazard areas. Development in the floodplain requires a floodplain permit under Codified Ordinance 1315, 1-foot freeboard above base flood elevation, and no-rise certification in the floodway.
View full Westerville rules →Key Facts Comparison
| Fact | Grove City | Westerville |
|---|---|---|
| CID | 390170 | - |
| FIRM Effective | June 17, 2008 | - |
| Freeboard | BFE + 1 foot | BFE + 1 foot |
| Waterways | Big Darby/Hellbranch | - |
| Code | GC Ch 1395 | - |
| NFIP CID | - | 390174 |
| Main Hazard | - | Alum Creek Zone AE |
| Permit | - | Required in SFHA |
Highlighted rows indicate differences between cities.
Grove City FAQ
How do I find my flood zone in Grove City?
Use FEMA Map Service Center (msc.fema.gov) with your address, or request a determination from Grove City Engineering.
Who enforces this in Grove City?
Grove City code enforcement at (614) 277-3100 handles complaints.
Westerville FAQ
Is my Westerville home in a flood zone?
Check the FEMA Flood Map Service Center at msc.fema.gov. Properties near Alum Creek on the west side are most likely in Zone AE and require flood insurance if mortgaged.
Do I need flood insurance in Westerville?
Federally backed mortgages on properties in Zone AE require flood insurance. Outside the SFHA it is optional but recommended for properties with any flooding history.
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