Isleton vs Rancho Cordova
How do assessment & dues rules compare between Isleton, CA and Rancho Cordova, CA?
Isleton has fewer restrictions than Rancho Cordova.
Isleton, CA
Sacramento County
California HOA assessments are governed by Civil Code 5605. Regular increases over 20 percent or special assessments over 5 percent require member approval.
View full Isleton rules →Rancho Cordova, CA
Sacramento County
HOA assessments in Rancho Cordova are governed by Civil Code 5600-5740. Annual regular assessment increases are capped at 20 percent without member vote (Civil Code 5605), and special assessments in a fiscal year are capped at 5 percent of the budgeted gross expenses without member approval. Delinquent assessments accrue interest and can lead to liens and foreclosure under strict procedures.
View full Rancho Cordova rules →Key Facts Comparison
| Fact | Isleton | Rancho Cordova |
|---|---|---|
| Regular Cap | 20 percent without vote | - |
| Special Cap | 5 percent without vote | - |
| Late Fees | 10 percent or 10 dollars | - |
| Interest | 12 percent annual | Up to 12 percent annually |
| State Law | Civil Code 5605 | - |
| Annual Cap (board only) | - | 20 percent per CC 5605 |
| Special Assessment Cap | - | 5 percent per CC 5605 |
| Foreclosure Threshold | - | 1,800 or 12 months per CC 5720 |
| Late Fee | - | Greater of 10 or 10 percent per CC 5650 |
Highlighted rows indicate differences between cities.
Isleton FAQ
Can the board raise dues 25 percent this year?
Not without a member vote. Civil Code 5605 caps unilateral increases at 20 percent of prior year.
When can the HOA foreclose?
Assessments must be delinquent over 1800 dollars or 12 months before non-judicial foreclosure under Civil Code 5720.
Rancho Cordova FAQ
Can my HOA raise dues 30 percent without a vote?
No. Civil Code 5605 caps board-only increases at 20 percent. Larger increases require member approval.
Can the HOA foreclose over a 500 dollar delinquency?
Not through non-judicial foreclosure. Civil Code 5720 requires at least 1,800 dollars or 12 months delinquent.
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