Flood Zones: Kirkland vs Redmond
How do flood zones rules compare between Kirkland, WA and Redmond, WA?
Kirkland and Redmond have similar restriction levels.
Kirkland, WA
King County
Kirkland regulates construction in FEMA-mapped floodplains along Juanita Creek and Forbes Creek under KMC Chapter 21.56 and the Critical Areas Ordinance, requiring elevation and flood vents.
View full Kirkland rules →Redmond, WA
King County
Redmond participates in the NFIP and regulates construction in FEMA Special Flood Hazard Areas along Bear Creek, Evans Creek, and the Sammamish River. Critical areas code adds 1-2 ft freeboard.
View full Redmond rules →Key Facts Comparison
| Fact | Kirkland | Redmond |
|---|---|---|
| Code | KMC 21.56 + KMC 90 | - |
| Elevation | 1 foot above BFE | - |
| Vents | Required below BFE | - |
| Main Streams | Juanita and Forbes Creek | - |
| Program | FEMA NFIP | NFIP participant |
| Main floodplains | - | Bear Creek and Sammamish River |
| Freeboard | - | 1-2 ft above BFE |
| Substantial improvement | - | 50% rule applies |
Highlighted rows indicate differences between cities.
Kirkland FAQ
How do I find out if my Kirkland home is in a flood zone?
Use FEMA's Map Service Center at msc.fema.gov with your address, or call Kirkland Public Works at (425) 587-3800 for a floodplain determination on your parcel.
Is flood insurance required in Kirkland?
Federally backed mortgages on homes in Zones A and AE require NFIP flood insurance. Homes outside mapped floodplains can still purchase coverage and often at lower rates.
Redmond FAQ
Is my Redmond property in a flood zone?
Properties along the Sammamish River, Bear Creek, and Evans Creek may be in a FEMA SFHA; check the FIRM or call Redmond Planning.
Do I need flood insurance in Redmond?
Mortgage lenders require it for any federally backed loan on property inside a Special Flood Hazard Area; outside the SFHA it is optional.
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