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🏘️ HOA Rules/Assessment & Dues

Assessment & Dues: Lexington vs Somerville

How do assessment & dues rules compare between Lexington, MA and Somerville, MA?

Lexington and Somerville have similar restriction levels.

Lexington, MA

Middlesex County

Heavy Restrictions

Under MGL c.183A s.6, condo assessments are a lien on the unit with super-lien priority for up to six months of common expenses over first mortgages.

View full Lexington rules β†’

Somerville, MA

Middlesex County

Heavy Restrictions

Somerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a priority lien under s.6(c) senior to most mortgages for 6 months.

View full Somerville rules β†’

Key Facts Comparison

FactLexingtonSomerville
StatuteMGL c.183A s.6-
Super-lienUp to 6 months priority-
Share basisPercentage interest-
Special assessmentsBylaw-governed-
Collection venueHousing or Superior Court-
Governing Statute-MGL c.183A s.6
Allocation-Per percentage interest
Super Lien-6 months priority over mortgage
Notice-60 days before super-lien
Contact-Somerville 311 or (617) 625-6600

Highlighted rows indicate differences between cities.

Lexington FAQ

Can my condo foreclose over unpaid fees?

Yes. MGL c.183A s.6 allows the association to foreclose on its lien for unpaid common expenses.

Do fees survive foreclosure?

Up to six months of unpaid common expenses have priority over the first mortgage.

Somerville FAQ

Can my Somerville condo impose a special assessment?

Yes, if the bylaws authorize it. Most bylaws allow the board to assess needed capital improvements or emergency repairs, sometimes requiring owner approval above a threshold.

What happens if I do not pay my condo fees?

The association can file a super-lien for up to 6 months of fees plus costs that takes priority over your mortgage, then foreclose if unpaid.

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