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🏠 Short-Term Rentals/Primary-Residence-Only Rule

Primary-Residence-Only Rule: Live Oak vs Universal City

How do primary-residence-only rule rules compare between Live Oak, TX and Universal City, TX?

Live Oak and Universal City have similar restriction levels.

Live Oak, TX

Bexar County

Few Restrictions

Bexar County cannot limit short-term rentals to a host's primary residence. Texas HB 1620 (2025) preempts any local rule that bans non-owner-occupied or investment-property STRs in unincorporated areas.

View full Live Oak rules β†’

Universal City, TX

Bexar County

Few Restrictions

Bexar County cannot limit short-term rentals to a host's primary residence. Texas HB 1620 (2025) preempts any local rule that bans non-owner-occupied or investment-property STRs in unincorporated areas.

View full Universal City rules β†’

Key Facts Comparison

FactLive OakUniversal City
Primary-residence ruleNot allowedNot allowed
Investment STRsPermittedPermitted
Preempting lawTX HB 1620TX HB 1620
Effective dateSeptember 2025September 2025

Highlighted rows indicate differences between cities.

Live Oak FAQ

Can I buy a Bexar County rental purely for short-term rental income?

Yes. Texas HB 1620 prevents any local primary-residence requirement, so investment-only STRs are permitted in unincorporated Bexar County.

Does this apply inside San Antonio city limits?

San Antonio's STR ordinance is also subject to HB 1620, though city zoning categories may still affect where Type 2 non-owner-occupied STRs can operate.

Universal City FAQ

Can I buy a Bexar County rental purely for short-term rental income?

Yes. Texas HB 1620 prevents any local primary-residence requirement, so investment-only STRs are permitted in unincorporated Bexar County.

Does this apply inside San Antonio city limits?

San Antonio's STR ordinance is also subject to HB 1620, though city zoning categories may still affect where Type 2 non-owner-occupied STRs can operate.

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