Flood Zones: Long Beach vs Torrance
How do flood zones rules compare between Long Beach, CA and Torrance, CA?
Long Beach and Torrance have similar restriction levels.
Long Beach, CA
Los Angeles County
Long Beach participates in NFIP. FEMA flood maps govern SFHAs. Structures in flood zones require elevation certificates for major work. Substantial improvement rule (50%) applies.
View full Long Beach rules →Torrance, CA
Los Angeles County
Torrance adopted FEMA flood zone designations from the Flood Insurance Study dated June 18, 1979, with subsequent amendments, codified in TMC Chapter 79 (Flood Hazard Insurance). FIRM and FBFM maps are on file at the Community Development Department. Properties in designated flood zones must carry flood insurance and meet construction standards.
View full Torrance rules →Key Facts Comparison
| Fact | Long Beach | Torrance |
|---|---|---|
| NFIP | Long Beach participates | City participates |
| Elevation Certificate | Required for new or substantially improved structures in SFHA | - |
| 50% Rule | Substantial improvement triggers full compliance | - |
| Flood Insurance | Required with federally backed mortgages in SFHA | - |
| Contact | (562) 570-6784 | - |
| FEMA Study | - | June 18, 1979 (amended) |
| Maps on File | - | Community Dev. Dept. |
| Code | - | TMC Div. 7, Ch. 9 |
Highlighted rows indicate differences between cities.
Long Beach FAQ
Is my property in a flood zone in Long Beach?
Long Beach participates in NFIP. FEMA flood maps govern SFHAs. Structures in flood zones require elevation certificates for major work. Substantial improvement rule (50%) applies.
Do I need flood insurance in Long Beach?
NFIP: Long Beach participates. Elevation Certificate: Required for new or substantially improved structures in SFHA. 50% Rule: Substantial improvement triggers full compliance. Flood Insurance: Required with federally backed mortgages in SFHA.
Torrance FAQ
Is my Torrance property in a flood zone?
Check the FEMA Flood Insurance Rate Maps on file at the Community Development Department/Engineering Division at 3031 Torrance Blvd, or use FEMA's online flood map service.
Do I need flood insurance in Torrance?
If your property is in a Special Flood Hazard Area and you have a federally-backed mortgage, flood insurance is required through the National Flood Insurance Program.
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