Lowell vs Somerville
How do assessment & dues rules compare between Lowell, MA and Somerville, MA?
Lowell and Somerville have similar restriction levels.
Lowell, MA
Middlesex County
Lowell condo associations may levy common area assessments under MGL c.183A, with a super-priority lien for up to 6 months of unpaid common charges that takes priority over a first mortgage.
View full Lowell rules →Somerville, MA
Middlesex County
Somerville condo assessments are levied under MGL c.183A s.6 per unit percentage interest, and unpaid amounts become a priority lien under s.6(c) senior to most mortgages for 6 months.
View full Somerville rules →Key Facts Comparison
| Fact | Lowell | Somerville |
|---|---|---|
| Super-priority lien | 6 months over mortgage | - |
| Statute | MGL c.183A s.6 | - |
| Assessment basis | Unit percentage interest | - |
| Withholding allowed | No, pay under protest | - |
| Governing Statute | - | MGL c.183A s.6 |
| Allocation | - | Per percentage interest |
| Super Lien | - | 6 months priority over mortgage |
| Notice | - | 60 days before super-lien |
| Contact | - | Somerville 311 or (617) 625-6600 |
Highlighted rows indicate differences between cities.
Lowell FAQ
Can I withhold my condo fee for poor service?
No. Courts require payment regardless of disputes; recover damages in a separate action.
What is the 6-month super-priority lien?
Up to 6 months of unpaid condo fees take priority over a first mortgage in foreclosure.
Somerville FAQ
Can my Somerville condo impose a special assessment?
Yes, if the bylaws authorize it. Most bylaws allow the board to assess needed capital improvements or emergency repairs, sometimes requiring owner approval above a threshold.
What happens if I do not pay my condo fees?
The association can file a super-lien for up to 6 months of fees plus costs that takes priority over your mortgage, then foreclose if unpaid.
Compare other topics
See how Lowell and Somerville compare on other ordinance categories.
Want to add a third city?
Use our full comparison tool to compare up to three cities.
Open Comparison Tool