ADU Rental Restrictions: McKinney vs Plano
How do adu rental restrictions rules compare between McKinney, TX and Plano, TX?
McKinney and Plano have similar restriction levels.
McKinney, TX
Collin County
McKinney's single-family zoning prohibits renting an accessory guest house as a separate household. Where an SUP permits a true second unit, long-term (30+ days) rental is allowed if owner-occupancy continues. Short-term rentals (under 30 days) are subject to McKinney's short-term rental regulations and Hotel Occupancy Tax. Texas SB 987 (2023) was vetoed; STR preemption remains unresolved.
View full McKinney rules →Plano, TX
Collin County
Plano's single-family zoning prohibits renting an accessory guest house as a separate household. Where an SUP permits a true ADU, long-term (30+ days) rental is allowed if owner-occupancy continues. Short-term rentals (under 30 days) are regulated by Plano's STR ordinance, requiring registration. Texas SB 987 (2023) was vetoed; STR preemption remains unresolved.
View full Plano rules →Key Facts Comparison
| Fact | McKinney | Plano |
|---|---|---|
| SF Zoning | No separate rental household | No separate rental household |
| Long-Term (30+ days) | OK if SUP + owner-occupied | OK if SUP + owner-occupied |
| STR Threshold | <30 days | <30 days |
| Hotel Occupancy Tax | State 6% + McKinney 7% | State 6% + Plano 7% |
| Rent Control | Preempted by TX LGC §214.902 | Preempted by TX LGC §214.902 |
Highlighted rows indicate differences between cities.
McKinney FAQ
Can I rent my McKinney accessory structure?
Generally no in single-family zoning — the accessory structure cannot be a separate rental household. Where a Specific Use Permit has authorized a true ADU, long-term rental (30+ days) is allowed with continued owner-occupancy of either unit.
What about Airbnb in McKinney?
Short-term rentals (<30 days) require McKinney STR registration, a 24-hour local contact, and collection of Hotel Occupancy Tax (state 6% under Tax Code Ch. 156 + McKinney 7% local HOT under Tax Code Ch. 351). The underlying unit must be a legal dwelling — an unauthorized accessory rental remains a zoning violation.
Plano FAQ
Can I rent my Plano accessory structure?
Generally no in single-family zoning — the accessory structure cannot be a separate rental household. Where a Specific Use Permit has authorized a true ADU, long-term rental (30+ days) is allowed with continued owner-occupancy of either unit.
What about Airbnb in Plano?
Short-term rentals (<30 days) require Plano STR registration, a 24-hour local contact, and collection of Hotel Occupancy Tax (state 6% + Plano 7% local HOT). The underlying unit must be a legal dwelling — an unauthorized accessory rental remains a zoning violation.
Are there rent caps in Plano?
No, and Plano cannot adopt them. Texas Local Government Code §214.902 expressly preempts municipal rent control. The Texas Property Code Chapter 92 governs landlord-tenant relationships including notice periods, security deposits, and eviction.
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