Flood Zones: Ocoee vs Winter Park
How do flood zones rules compare between Ocoee, FL and Winter Park, FL?
Ocoee and Winter Park have similar restriction levels.
Ocoee, FL
Orange County
Ocoee participates in FEMA NFIP. Portions near Lake Apopka, Starke Lake, and Lake Johio lie in AE and A Zones. Base flood elevation plus 1 ft freeboard required. Elevation Certificates needed for construction in SFHA.
View full Ocoee rules →Winter Park, FL
Orange County
Winter Park properties along Lakes Virginia, Maitland, Osceola, Killarney, and Mizell are in FEMA Zone AE requiring flood insurance and elevation certificates per City Code Chapter 42.
View full Winter Park rules →Key Facts Comparison
| Fact | Ocoee | Winter Park |
|---|---|---|
| Zones | AE, A near lakes | - |
| Freeboard | BFE plus 1 ft | BFE + 1 ft |
| Program | NFIP participant | NFIP/CRS |
| Substantial Improve | 50% rule | - |
| Key Areas | Lake Apopka, Starke Lake | - |
| Lakes | - | Virginia, Maitland, Osceola, Killarney, Mizell |
| Zone | - | AE with BFE |
Highlighted rows indicate differences between cities.
Ocoee FAQ
Do I need flood insurance in Ocoee?
Required if in AE or A Zone with federally backed mortgage. Lake Apopka, Starke Lake, and Lake Johio shoreline properties typically require it.
Who enforces this in Ocoee?
Ocoee code enforcement at (407) 905-3100 handles complaints.
Winter Park FAQ
Who enforces this in Winter Park?
Winter Park code enforcement at (407) 599-3297 handles complaints.
Who enforces this in Winter Park?
Winter Park code enforcement at (407) 599-3297 handles complaints.
Compare other topics
See how Ocoee and Winter Park compare on other ordinance categories.
Want to add a third city?
Use our full comparison tool to compare up to three cities.
Open Comparison Tool