Wildfire Zones: Ojai vs Simi Valley

Is my Ojai property in a fire zone?

Almost certainly yes. Nearly all of Ojai is designated Very High Fire Hazard Severity Zone by CAL FIRE. Check the CAL FIRE FHSZ map for your specific parcel.

What building materials are required?

New construction must meet CBC Chapter 7A: Class A roofing, ember-resistant vents, non-combustible or ignition-resistant exterior walls, tempered glass windows, and enclosed eaves.

Does this affect home insurance?

Yes. VHFHSZ designation significantly impacts insurance availability and rates. California's FAIR Plan provides coverage of last resort if private insurers decline coverage.

Is my Simi Valley home in a wildfire zone?

Many areas of Simi Valley are designated VHFHSZ by CAL FIRE, especially hillside neighborhoods. Check the CAL FIRE FHSZ map or contact Community Development at (805) 583-6800.

What building requirements apply in fire zones?

Properties in VHFHSZ must use fire-resistant roofing, ember-resistant vents, and ignition-resistant materials per California Building Code Chapter 7A. New homes require fire sprinklers.

Does wildfire zone designation affect my insurance?

Yes, properties in VHFHSZ may face higher premiums or difficulty obtaining coverage. California's FAIR Plan provides basic fire insurance for properties that cannot obtain coverage through standard markets.