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🏗️ Accessory Structures/ADU Owner Occupancy

ADU Owner Occupancy: Phoenix vs Surprise

How do adu owner occupancy rules compare between Phoenix, AZ and Surprise, AZ?

Phoenix and Surprise have similar restriction levels.

Phoenix, AZ

Maricopa County

Few Restrictions

Phoenix had a long-standing owner-occupancy requirement for casitas under PZC Section 608, but Arizona HB 2928 (2025) preempts this restriction for cities over 75,000 population. Phoenix cannot now require owner-occupancy as a condition of ADU permits or use.

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Surprise, AZ

Maricopa County

Few Restrictions

Under Arizona's ADU statute (ARS § 9-461.18) Surprise cannot require owner occupancy of the principal dwelling or the ADU for long-term rental purposes. The statute also prohibits any familial, marital, or employment relationship requirement between owner and occupant. The only owner-occupancy authority remaining is for ADUs built after September 14, 2024, that are used as short-term rentals — Surprise can require the owner to live on-site in that narrow scenario.

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Key Facts Comparison

FactPhoenixSurprise
StatusPreempted by HB 2928 (2025)-
Pre-2025 RuleWas required under §608-
HOA CC&RsSubject to ARS §33-1817-
RentableBoth units now-
State Preemption-ARS § 9-461.18 (no owner occupancy)
Long-Term Defined-Lease ≥ 90 days or month-to-month
STR Exception-ADUs built post-9/14/2024 only
HOA Authority-Not preempted (CC&Rs apply)

Highlighted rows indicate differences between cities.

Phoenix FAQ

Does Phoenix require owner-occupancy for ADUs?

No, not since 2025. Arizona HB 2928 preempts owner-occupancy requirements in cities over 75,000 population. Phoenix removed the requirement that was previously in PZC Section 608.

Can my Phoenix HOA require me to live on-site to have an ADU?

Possibly, but the HOA's authority is limited under ARS 33-1817 which prohibits unreasonable HOA restrictions on lawfully created ADUs. Consult an attorney to evaluate your specific CC&Rs.

Surprise FAQ

Does Surprise require the owner to live on-site to have an ADU?

No, not for long-term rentals. ARS § 9-461.18 preempts municipal owner-occupancy mandates for cities over 75,000 population. The only exception is for ADUs built after September 14, 2024, that are used as short-term rentals.

Can I rent out both the main house and the ADU to different tenants in Surprise?

Yes under state law. ARS § 9-461.18 expressly permits separately leased long-term rental of the single-family dwelling and ADU on the same parcel. Sun City Grand and other HOAs may still restrict this through CC&Rs.

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