Insurance Requirements: Prescott Valley vs Sedona
How do insurance requirements rules compare between Prescott Valley, AZ and Sedona, AZ?
Prescott Valley and Sedona have similar restriction levels.
Prescott Valley, AZ
Yavapai County
A.R.S. 9-500.39 requires Arizona short-term rental operators to maintain at least $500,000 in liability insurance or rent through a marketplace providing equivalent coverage.
View full Prescott Valley rules →Sedona, AZ
Yavapai County
A.R.S. 9-500.39 requires Arizona short-term rental operators to maintain at least $500,000 in liability insurance or rent through a marketplace providing equivalent coverage.
View full Sedona rules →Key Facts Comparison
| Fact | Prescott Valley | Sedona |
|---|---|---|
| Minimum coverage | $500,000 liability | $500,000 liability |
| Statute | A.R.S. 9-500.39(A)(3) | A.R.S. 9-500.39(A)(3) |
| Marketplace alternative | Allowed if equivalent | Allowed if equivalent |
| Proof | Required on request | Required on request |
Highlighted rows indicate differences between cities.
Prescott Valley FAQ
Does Arizona require STR liability insurance?
Yes. State law requires at least $500,000 liability coverage on the rental, unless booked exclusively through a marketplace like Airbnb providing equal coverage.
Does Airbnb's host coverage satisfy Arizona's requirement?
Airbnb's AirCover for Hosts generally meets the $500,000 threshold for stays booked through the platform. Direct bookings still need a standalone policy.
Sedona FAQ
Does Arizona require STR liability insurance?
Yes. State law requires at least $500,000 liability coverage on the rental, unless booked exclusively through a marketplace like Airbnb providing equal coverage.
Does Airbnb's host coverage satisfy Arizona's requirement?
Airbnb's AirCover for Hosts generally meets the $500,000 threshold for stays booked through the platform. Direct bookings still need a standalone policy.
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