Rancho Cucamonga vs San Bernardino
How do assessment & dues rules compare between Rancho Cucamonga, CA and San Bernardino, CA?
San Bernardino has fewer restrictions than Rancho Cucamonga.
Rancho Cucamonga, CA
San Bernardino County
Rancho Cucamonga HOAs assess dues under Davis-Stirling. Regular increases are capped at 20 percent per year and special assessments at 5 percent of budget without member approval (Civil Code 5605).
View full Rancho Cucamonga rules →San Bernardino, CA
San Bernardino County
San Bernardino HOA assessments follow CA Civil Code 5600. Regular dues can rise up to 20 percent per year, and special assessments up to 5 percent of budget, without a vote. Anything larger needs member approval.
View full San Bernardino rules →Key Facts Comparison
| Fact | Rancho Cucamonga | San Bernardino |
|---|---|---|
| Statute | Civil Code 5600-5720 | - |
| Regular cap | 20 percent per year without vote | - |
| Special cap | 5 percent of budget without vote | - |
| Foreclosure threshold | $1,800 or 12 months | - |
| Notice | 30-60 days | - |
| Regular Cap | - | 20 percent annually |
| Special Cap | - | 5 percent of budget |
| Budget Notice | - | 30 to 90 days before fiscal year |
| Late Fee | - | 10 percent or 10 dollars |
| Foreclosure Threshold | - | 1,800 dollars or 12 months |
Highlighted rows indicate differences between cities.
Rancho Cucamonga FAQ
Can my Rancho Cucamonga HOA double my dues?
Only with a majority vote of a quorum of members. Without a vote, increases are capped at 20 percent of the prior year regular assessment under Civil Code 5605.
Can the HOA foreclose on my home over unpaid dues?
Yes, but only after $1,800 or 12 months of delinquency, a board-approved notice process, offered payment plan, and mandatory pre-foreclosure dispute resolution.
San Bernardino FAQ
Can my San Bernardino HOA raise dues without a vote?
Yes, up to 20 percent over the prior year under Civil Code 5605, if the board sent the pro forma budget 30 to 90 days before the fiscal year. Anything larger requires a membership vote.
How high can HOA late fees go in California?
Civil Code 5650 caps late fees at 10 percent of the delinquent assessment or 10 dollars, whichever is greater, plus interest up to 12 percent annually. Higher fees written into CC and Rs are unenforceable.
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