Assessment & Dues: Renton vs Seattle
How do assessment & dues rules compare between Renton, WA and Seattle, WA?
Renton and Seattle have similar restriction levels.
Renton, WA
King County
Renton HOA dues follow RCW 64.90 (WUCIOA) or RCW 64.38. Budgets are ratified unless a majority of owners reject (RCW 64.90.525). Unpaid dues create statutory liens; foreclosure rules are strict.
View full Renton rules →Seattle, WA
King County
HOA assessments in Seattle are governed by WUCIOA (RCW 64.90). Associations must adopt an annual budget and may levy regular and special assessments. Special assessments require member approval unless the declaration provides otherwise. Assessment liens are priority liens for up to six months of unpaid assessments, taking priority over first mortgages.
View full Seattle rules →Key Facts Comparison
| Fact | Renton | Seattle |
|---|---|---|
| Statute | RCW 64.90.525 (budgets), RCW 64.90.485 (liens) | - |
| Budget Ratification | Majority of all owners must reject to fail | - |
| Lien Priority | 6-month super-priority over 1st mortgage | - |
| Interest Cap | 12 percent per year | - |
| Cure Period | 90 days before foreclosure | - |
| Budget Notice | - | 30 days before fiscal year start |
| Priority Lien | - | Up to 6 months unpaid assessments |
| Default Interest Rate | - | 12% per year if not specified |
| Collection Costs | - | Reasonable attorney fees recoverable |
| Lien Notice | - | 30 days written notice required |
Highlighted rows indicate differences between cities.
Renton FAQ
Can my Renton HOA raise dues without a vote?
Under RCW 64.90.525 the board adopts a budget that is ratified unless a majority of owners reject it. So dues can rise without affirmative owner approval.
Can my HOA foreclose over unpaid dues?
Yes, but only after strict notice under RCW 64.90.485 and a 90-day cure period. Foreclosure over very small balances may be challenged as inequitable.
Seattle FAQ
Can a Seattle HOA place a lien on my home for unpaid dues?
Yes. Under RCW 64.90.485, the association has a statutory lien for unpaid assessments. Up to six months of unpaid assessments constitute a priority lien that takes precedence over first mortgages.
How much notice is required before an HOA assessment lien?
The association must provide at least 30 days written notice before recording an assessment lien against a unit.
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