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🌍 Environmental Rules/Flood Zones

Flood Zones: Riverview vs Temple Terrace

How do flood zones rules compare between Riverview, FL and Temple Terrace, FL?

Riverview and Temple Terrace have similar restriction levels.

Riverview, FL

Hillsborough County

Heavy Restrictions

Large portions of Hillsborough County lie in FEMA AE and VE flood zones along Tampa Bay, Hillsborough Bay, Old Tampa Bay, Hillsborough River, and Alafia River. County participates in NFIP and CRS Class 5, giving residents 25% discount on flood insurance. Elevation certificates required for all construction in SFHA.

View full Riverview rules β†’

Temple Terrace, FL

Hillsborough County

Heavy Restrictions

Temple Terrace participates in the National Flood Insurance Program and enforces FEMA flood-zone standards along the Hillsborough River. Structures in AE zones must have finished floors at least 1 foot above base flood elevation, and substantial improvements trigger full compliance.

View full Temple Terrace rules β†’

Key Facts Comparison

FactRiverviewTemple Terrace
FreeboardBFE + 1 ft1 ft above BFE
CRS Class5 (25% discount)7 = 15% discount
Substantial Improvement50% threshold-
VE ZonesCoastal Tampa Bay-
Maps-FEMA 2008 FIRM
River-Hillsborough AE zone

Highlighted rows indicate differences between cities.

Riverview FAQ

How do I find my flood zone?

Use the Hillsborough County GIS flood viewer or FEMA MSC. Elevation certificates are required for insurance and permits in AE/VE zones.

Who enforces this in Hillsborough County?

Hillsborough County code enforcement at (813) 272-5900 handles complaints.

Temple Terrace FAQ

Is flood insurance required in Temple Terrace?

Yes, federally backed mortgages in AE, A, and AO zones require NFIP flood insurance. CRS Class 7 provides a 15% discount.

Who enforces this in Temple Terrace?

Temple Terrace code enforcement at (813) 506-6400 handles complaints.

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