Assessment & Dues: Salt Lake City vs South Jordan
How do assessment & dues rules compare between Salt Lake City, UT and South Jordan, UT?
Salt Lake City has fewer restrictions than South Jordan.
Salt Lake City, UT
Salt Lake County
HOA assessments in Salt Lake City are governed by Utah Code §57-8a (Community Association Act). Boards must provide annual budget, reserve study every 6 years, and follow CC&R voting thresholds for special assessments.
View full Salt Lake City rules →South Jordan, UT
Salt Lake County
Under Utah Code §57-8a-301, a Salt Lake County HOA automatically holds a lien on a lot for unpaid assessments, late fees, interest, court costs, reasonable attorney fees, and certain fines. The recorded declaration itself perfects the lien. Interest accrues at the statutory rate of 10% per year (Utah Code §15-1-1(2)) unless the declaration sets a different rate. The HOA may foreclose nonjudicially (after at least 30 days' written notice of intent and the owner's right to demand judicial foreclosure) under §57-8a-302/-303, or sue for a money judgment under §57-8a-307.
View full South Jordan rules →Key Facts Comparison
| Fact | Salt Lake City | South Jordan |
|---|---|---|
| Governing Law | Utah Code §57-8a | - |
| Budget Notice | 30 days before fiscal year | - |
| Reserve Study | Required every 6 years | - |
| Lien Authority | §57-8a-301 | - |
| Foreclosure | Judicial or non-judicial allowed | - |
| Lien statute | - | Utah Code §57-8a-301 |
| Interest | - | 10%/yr (§15-1-1) |
| Foreclosure notice | - | 30 days minimum |
| Subordinate to | - | Pre-existing mortgages & tax liens |
Highlighted rows indicate differences between cities.
Salt Lake City FAQ
Can my HOA raise dues without a vote?
Usually yes for regular assessments within limits in CC&Rs. Special assessments typically require member approval per the governing documents and §57-8a-211.
Can the HOA foreclose for unpaid dues?
Yes. Utah Code §57-8a-301 allows lien foreclosure for unpaid assessments. Payment plans and mediation are often available first.
South Jordan FAQ
Can my Salt Lake County HOA foreclose on my home for unpaid dues?
Yes. Utah Code §57-8a-301 creates an automatic lien for unpaid assessments, and §57-8a-302/-303 allow either nonjudicial or judicial foreclosure. Before nonjudicial foreclosure, the HOA must give you at least 30 days' written notice and inform you of your right to demand judicial foreclosure.
What interest rate applies to unpaid HOA dues?
The statutory rate of 10% per year under Utah Code §15-1-1(2) applies unless your declaration sets a different rate (§57-8a-301).
Can I get a payoff figure before closing?
Yes — Utah Code §57-8a-206 lets you (or a buyer/title company) demand a written statement of unpaid assessments. The association must respond promptly, and the statement is binding.
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